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How we can get out of debt, pay down debts, and keep our finances in check

July 17, 2021 Comments Off on How we can get out of debt, pay down debts, and keep our finances in check By admin

How can you manage your finances without having to go to court?

A new study suggests you should try a few things before you do. 1 / 25 How do you keep your debts under control?

The study, published in the American Economic Review, shows that most people have three or four options for managing their debt: taking on a small debt, paying off a small amount, or cutting down on debt altogether.

But the authors say the best strategy is to start with the simple approach of paying off all of your debts.

So here’s how you can do that, without having too much trouble in the long run.


Pay off your credit cards, mortgages, car loans, and student loans 1.

Take out a loan that’s at least 6% of your annual income.

If you’re under 25 and have credit card debt, you can take out up to $250,000 in student loans.

If your credit score is low enough, you’ll get a lower interest rate on those loans than with the larger debt.


Set aside an extra $250 to pay off a large debt.

Paying off a $50,000 loan is enough to pay your monthly mortgage payments, which will help you keep up your home equity.

And if you have a car loan, you could pay off an additional $250 each month, or $2,500 each year.


Make payments on smaller loans, such as small-business loans, for up to 30 days.

You can do this if you’re in a high-income bracket and have good credit.

Pay out the entire loan over the next 30 days, and then keep paying it off over time.


Get rid of your large debt altogether, or set aside an additional small loan for emergencies.

If a mortgage is due on a property you own, and the interest rate is less than 5%, you can pay off the mortgage over 30 days and still have the money to pay it off on a regular basis.

This would reduce the amount of money you’ll need to make monthly payments over the long term.


Make regular payments to your savings account.

If it’s a small loan, make monthly or weekly payments for 30 days before you have to pay them off.

This could help you pay off all your debts, especially if you don’t have a lot of savings.


Set a monthly budget to pay down your debts over time to make sure you’re on track for the long haul.

Make sure you have your credit card balances in order and have enough in your savings to cover the entire month.

This will ensure you don

BSI, S&P: ‘We expect them to go bankrupt’

June 14, 2021 Comments Off on BSI, S&P: ‘We expect them to go bankrupt’ By admin

BSI Inc. Chief Executive Tom Szabo said Friday that the company is “not optimistic” that it will be able to close the $1.5 billion loan to the credit rating agency as planned.

“I’m not going to say we’re going to fail, but we’re not optimistic,” Szabo told analysts on a conference call.

BSI’s latest quarterly earnings report showed the company had missed its target of $3.6 billion in revenue.

The bank said it expects to pay back about $2 billion to investors and that its long-term loan is in the black.

The loan was secured by a $1 billion credit line with BSI and the Federal Deposit Insurance Corp. Bsi said it would seek a bankruptcy judge to allow it to pay off the debt.

The $1-billion loan was the first installment of a $3 billion line of credit it said would support a $2.8 billion line for refinancing BSI investments.

Szabo did not say when the debt would be paid off.

BSU said on Thursday it expects the bank to pay about $300 million in interest to the $3-billion line of debt, which will be repaid with interest over the next few years.

The company also said it will provide $200 million in “non-recourse financing.”

The bank’s earnings and outlook are expected to be released Friday.

The Credit Suisse analysts on Friday said the bank has an “extremely low” probability of recovering the $2-billion in debt.

BSB analysts also forecast that the bank’s outlook for the first quarter will be revised downward by about 10 basis points to negative.

They say the bank would be expected to have an earnings loss of more than $300,000.

The credit ratings agency said in a statement on Thursday that it had recently issued a statement saying it was not confident that BSI would be able “to continue as a going concern.”

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